For millions of people across the UK, watching television is an essential part of daily life. It offers news, entertainment, companionship, and even educational content. But with the rising cost of living, paying for a TV licence can be challenging for older citizens living on fixed incomes. In 2025, the annual cost of a colour TV licence is over £170, which can be significant for pensioners and those over 60. Thankfully, there are specific schemes and concessions available to help reduce or even eliminate this cost.
This article provides complete, easy-to-understand information about free and discounted TV licences for over-60s and pensioners in the UK. You will learn who is eligible, what documents are needed, how to apply step by step, and the common mistakes to avoid. It is written in clear language to help seniors, families, and caregivers.
What Is a TV Licence and Why Is It Needed?
A TV licence is a legal requirement in the UK to watch or record live TV broadcasts on any device or to use BBC iPlayer. It funds the BBC and public service broadcasting. Anyone who watches live TV, whether through an aerial, satellite, cable, or streaming, must have a valid licence. The licence fee applies per household, meaning one licence covers all devices in one home.
Failing to have a valid licence can result in fines. This is why it’s important for everyone, including older viewers, to know the rules. However, certain age groups and vulnerable people receive concessions to make television more affordable.
Who Qualifies for Free or Discounted TV Licences?
Free Licence for Pensioners Aged 75 and Above Receiving Pension Credit
The full free TV licence is currently only available to people who are 75 or older and receiving Pension Credit. Pension Credit is a benefit aimed at low-income pensioners. If you or your partner meet both conditions – age and benefit – you can get your TV licence for free.
Discounted Licence for Those in Residential Care or Sheltered Housing
If you are over 60, retired, and living in a care home, sheltered accommodation, or a supported housing scheme, you may qualify for a special concession called the Accommodation for Residential Care licence. This licence costs a fraction of the standard fee, making television much more affordable.
Blind or Severely Sight-Impaired Concession
Anyone who is registered blind or severely sight-impaired can apply for a 50% discount on the licence fee. The licence must be held in the name of the blind person, and proof of registration is required.
Changes Over the Years – What Over-60s Should Know
Many older people remember when all over-75s could watch TV for free, regardless of income. That scheme ended in 2020, and now free licences are restricted to those on Pension Credit. There are ongoing discussions about expanding benefits to over-60s, but as of now, these are only proposals. Keeping up to date is important because rules can change with new government policies.
Why Pension Credit Is Key to Eligibility
Pension Credit is a vital link to free TV licences. It’s a benefit that tops up your weekly income if it’s below a certain level. Many people miss out because they don’t apply, thinking they won’t qualify. But even small savings do not always stop eligibility. If you’re over 75 and on Pension Credit, you can enjoy TV without paying the fee.
How to Apply for a Free or Discounted Licence
Step 1 – Confirm Your Eligibility
- If you are over 75 and receiving Pension Credit, you can apply for a free licence.
- If you are over 60, retired, and in a care home or supported accommodation, you can apply for a discounted licence.
- If you are blind or severely sight-impaired, you can claim a 50% reduction.
Step 2 – Gather Necessary Documents
You will need:
- Proof of age (passport, birth certificate, or driving licence)
- National Insurance number
- Pension Credit award letter if applicable
- Certificate of visual impairment if blind
- Existing licence details if renewing
Step 3 – Submit Your Application
You can apply:
- By phone, speaking to a TV Licensing representative
- By post, sending copies of documents
- Online, using the official TV Licensing portal
The application process is simple. Once details are verified, your free or discounted licence will be issued.
Important Tips to Avoid Delays
- Apply a few weeks before your 75th birthday so coverage starts on time.
- Ensure your Pension Credit details are up to date with the Department for Work and Pensions.
- Keep copies of all documents you send.
- If living in a care home, ask your manager to handle the ARC licence process.
What If You Already Paid for a Licence?
If you become eligible after purchasing a licence, you can ask for a refund for the remaining months. This applies if you turned 75 or started receiving Pension Credit after buying your licence. Refunds are processed once your eligibility is confirmed.
Common Mistakes and How to Avoid Them
- Not checking Pension Credit eligibility: Many people wrongly assume they cannot claim it.
- Missing application deadlines: Applying late can mean paying unnecessarily.
- Incorrect documents: Always provide official, clear proof.
- Moving homes: Inform TV Licensing of address changes to keep your licence valid.
Why TV Access Matters for Older People
Television is more than entertainment; it’s a lifeline for older adults. It provides news, social connection, and mental stimulation. In rural areas or for those with mobility challenges, TV may be the main source of information. Making it affordable is an important part of social support.
Looking Ahead – Possible Future Changes
There is public discussion about further concessions for over-60s. Charities and some politicians argue that broader access would reduce loneliness and improve quality of life. While nothing is confirmed, staying informed helps you take advantage of any new benefits.
Final Thoughts
A free or reduced TV licence can make a real difference for older UK residents. The key is understanding who qualifies and how to apply. Whether it’s through Pension Credit, care home concessions, or a visual impairment discount, help is available to make television affordable and accessible.